The staff at Abrams Insurance Services have over
20 years experience in the placing of marine cargo insurance.
We have built up a solid reputation in this market and deal with the worlds finest insurers in this sector. This enables us to give your business in Reading, Berkshire the best possible quotation we can in the quickest of time.
We are able to cover goods of any description going to anywhere in the world including high risk cargo and/or high risk destinations. We can cover you for single shipments through to annual policies and project cargo shipments.
We also offer remuneration to freight forwarders in Reading, Berkshire that refer business into us and can also offer open cargo covers to freight forwarders of any size – this enables you to issue your own policies online – please ask for further details.
The importance of Marine Cargo Cover and the General Average Clause:
General Average relates only to sea freight. General Average covers the instance where damage or loss of certain goods occurs (Such as being thrown overboard) so that the remaining cargo and voyage are saved. Owners of the cargo that is saved have a legal liability to contribute between them to cover the loss of the damaged cargo and this can run into hundreds of thousands of pounds. This is automatically included in all of our policies.
It’s also important to bear in mind that there are different levels of cover and a handy table has been compiled below:
|RISKS||Institute Cargo Clauses|
|Stranding, Grounding, Sinking or Capsizing||Yes||Yes||Yes|
|Overturning or Derailment of Land Conveyance||Yes||Yes||Yes|
|Collision of Ship or Craft with another Ship or Craft||Yes||Yes||Yes|
|Contact of Ship, Craft or Conveyance with anything other than Ship or Craft (excludes Water but not Ice)||Yes||Yes||Yes|
|Discharge of Cargo at Port of Distress||Yes||Yes||Yes|
|Fire or Explosion||Yes||Yes||Yes|
|Earthquake, Volcanic Eruption or Lightning||Yes||Yes||No|
|General Average Sacrifice||Yes||Yes||Yes|
|Washing Overboard (deck cargo)||Yes||Yes||No|
|Seawater entering Ship, Craft, Hold, Conveyance Container Lift Van or Place of Storage||Yes||Yes||No|
|River or Lake Water entering same||Yes||Yes||No|
|Loss overboard during Loading/Discharge (total loss only)||Yes||Yes||No|
|Any risks of physical loss or damage not specified||Yes||No||No|
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Abrams Insurance Services Ltd is a commercial insurance broker based in Essex and serving the country nationwide.
First Floor, Kings House, 101-135 Kings Road, Brentwood, Essex, CM14 4DR